The benefits of Auto Finance at Finance up
A 100% online loan
To finance the purchase of your car, we provide you with the simplest online credit application on the market. Get an immediate policy response, and a definitive answer in less than 24 hours *!
An amount for all your desires
With our offers, choose the brand, the model you like with confidence, you can request an amount of up to 300,000 euros.
In addition to the speed and simplicity of our offer, Finance up guarantees the protection of users’ personal data, as well as the security of its platform.
What is a car loan?
A car loan is a loan to finance the purchase of a new or used car. It falls into the category of consumer credit. This type of loan is triggered at the acquisition of a car and can not be used for the purchase of another property, just like the motorcycle loan. This is called credit allocation. Thus, it differs from a personal loan that aims to strengthen a cash flow. The car loan or car loan is therefore better perceived by a banker than the personal loan.
Questions about car credit?
Auto credit between a new or used car
For the purchase of a new or used vehicle, the mode of operation of auto credit does not change. Of course, the prices are very often different between a new and used vehicle. Therefore, the volume of credit is not the same. But in the case of a new vehicle, the banker takes into account the cash contribution to the resale of the vehicle if it takes place in the first 5 years after purchase. In the case of a used car, even if the price is less important, the cash contribution to the resale is often smaller. Before you make a car loan, calculate your car loan capacity to get an idea of the maximum loan you can claim.
How to apply for a car loan at Finance up?
Concretely, to make a request with us, we invite you to carry out a simulation: in a few clicks and in less than 5 minutes, you will be able to fill our secure form and to reach an answer of immediate principle. Then, we will propose you to subscribe your contract by signing it electronically, and to send us the documents necessary for the study of your file.
We then commit ourselves to make a financing decision within 24 hours * after receiving the complete file, then to send you the funds in record time. Thanks to our innovative and secure internet platform, you can benefit from the best rates for your car loan