What are the benefits of a consumer credit at Finance up?

We want to shake the consumer credit codes for borrowers by putting the new technologies at the heart of our business.

Simplicity

your consumer loan application is made online in just 5 minutes! Finance up answers you once your application for funding is completed in less than 24 hours.

A 100% online loan

All your request is done online, the signature and the downloading of your personal documents allows you to make your request at a distance in all simplicity

Security

Finance up has a robust system to protect your personal data, your application for funding can be done online safely

Peace of mind

To allow you to benefit from the best financing conditions, we adjust the amount of your loan and its duration, taking into account your personal situation.

What is a consumer credit?

Consumer credit is a loan that deals with transactions other than those relating to real estate. In particular, it responds to a borrowing need of a borrower wishing to finance the purchase of consumer goods. It is not necessarily a credit assigned, that is to say a credit that triggers the purchase of a product and the presentation of its invoice (as for credit auto). A consumer loan is granted by a specialized credit institution or a bank to the extent that the borrower is able to repay it. Thus, every borrower must know its capacity borrowing consumption before applying for consumer credit and learn about the borrowing rates offered by the consumer credit market.

Questions about consumer credit?

What are the different types of consumer credit?

In addition to the previously mentioned affected credit, which obliges the borrower to justify the use of his loan, there are many other forms of consumer credit. The most common are personal loans and revolving credit, also called revolving credit, revolving credit or permanent credit.

In both cases, the borrower is free to use the amount of his loan as he sees fit, depending on his project (renewal of furniture or appliances, purchase of a new car, financing of construction works). embellishment or housing development, etc.).

Conso loan: how much is it possible to borrow, and for how long?

The amount of consumer loans offered by Finance up is set between 1,000 and 300,000 euros. The repayment period depends on the capacity of the borrower, but also the amount of the loan itself. At Younited Credit, you can borrow between 1 to 20 years

Consumer finance at Finance up, a quick loan offer and 100% Online

If you are looking to make a consumer credit to finance the purchase of a car, a television or other consumer goods, Finance up is here to offer you a different consumer loan. To subscribe to a consumer loan, do not get used to visiting an agency or consult the major banking institutions think about the alternative Finance up. Finance up is a consumer credit platform that offers you another consumer loan experience where everything is done to offer you a credit conso simpler, faster, competitive rates and especially 100% online

Is Finance up a real consumer loan bank?

Finance up is a consumer credit institution but does not operate as a bank; the platform positions itself as an intermediary between borrowers and professional investors. In other words, the consumer credits granted by Finance up are financed by various investors (companies, institutions, associations or individuals).

Thus, your consumer credit comes from a virtuous model where your money comes from an investment from our community!